Phone services talk and text
1) lifeline 5-7$ month Unlimited talk and text 2) consumer cellular 20$ a month 250 minutes, texting unavailable 3) At&t pay as you go plan Unlimited talk, text, and data for 2$ a day
Note: if you get telegram or signal on your phone. Then have family and friends signup for it. You'd have unlimited talk, text, and video chat for free! Just need WiFi or data
Data and WiFi plan
1) at&t data connect pass 30$
Now it's used for iPads only. It's just they don't tell you this but you can pop the sim into your phone. You can purchase this from a eBay reseller for about 40$.
You'll also be able to use this in a dual sim phone or purchase a comparable router. Unlimited data for 30$ a month!
Purchasing food, electronics, etc
1) use coupons, rebates, etc to get money back
2) sign up for a credit card with money back on purchases and by everything with it. Combined with 1)
3) use purse. Io a website that allows you to purchase everything from Amazon with bitcoin at 15-20% off. It works great use it a lot! Now for purchasing bitcoin use Abra it's a app on iOS and Android no fees nothing!
Windows keys, Microsoft office keys, antivirus keys
1) getitcheap. Pro
Use PayPal on all purchases! If something happens you'll get your money back.
Video games (Primarily PC)
2) humble bundle- 10% off with .edu student email
3) g2a -just like Kinguin
NEVER use Steam you'll get ripped off most of the time. You can get it way cheaper via Kinguin and other sites.
Free Birthday meals
Breakfast Freebies & Deals
Bojangles – When you subscribe to Bojangles’ e-club, you’ll receive a free sausage, steak, Country Ham or Cajun Filet biscuit on your birthday with any purchase.
Denny’s – You can get a free Original Grand Slam on your birthday at if you’re a Denny’s Rewards Memeber. ID required.
Einstein Bros Bagels – As a member of the Einstein Bros Bagel Club, you’ll get a free bagel and schmear on your birthday when you buy a drink.
IHOP – Enroll in the IHOP Pancake Revolution email list and get a free coupon for a Rooty Tooty Fresh n’ Fruity breakfast on your birthday (2 eggs, bacon, sausage and fruit-topped pancakes)
Waffle House – Enjoy a free waffle on your birthday when you join the Regulars Club.
Appetizer Freebies & Deals
Abuelo’s – Enjoy a free appetizer or dessert on your birthday when you become a member of Mi Abuelo’s Rewards.
Black-eyed Pea – Sign up for the EClub and you’ll get a free appetizer on your birthday when you purchase an entree.
Brio Tuscan Grille – Score a free filet and crab shrimp cake on your birthday after you subscribe to Brio Tuscan Grille’s email club.
Joe’s Crab Shack – Sign up for Joe’s email list and get a coupon for a free appetizer to use on your birthday.
Logan’s Roadhouse – You can choose between a free appetizer or dessert on your birthday if you sign up for the Nut-E email club.
Lunch and Dinner Freebies & Deals
Au Bon Pain – Free lunch on your birthday when you sign up for their e-Club!
Baja Fresh – Enjoy a free burrito on your birthday as a member of Club Baja.
bd’s Mongolian Grill – Free meal on your birthday when you join Club Mongo, plus $5 off your next visit for joining. Participating locations only.
Bennigan’s – When you sign up for the rewards club at Bennigan’s, you’ll get a buy one, get one burger deal on your birthday.
Black Angus Steakhouse – Enjoy a free steak dinner with the purchase of an entree on your first birthday as a Prime Club member.
Blimpie – Score a coupon for a free six-inch sub on your birthday when you join Blimpie Rewards.
Bonanza Steakhouse – Become a member of the Bonanza Steakhouse eClub and get a coupon for a free steak dinner with the purchase of an entree on your birthday.
El Torito – You’ll score a coupon for a free entree when you join El Torito’s E-Club.
Firehouse Subs – When you sign up for Firehouse Rewards before your birthday, you’ll get a free medium sub Reward. The Reward will be valid on your birthday or within the following six days.
Fox and Hound – Enjoy a free entree when you sign up for the All Star Club.
Jersey Mike’s – Join Jersey Mike’s Email Club and score a free sub and drink on your birthday.
McAlister’s Deli – Get $5 off for your birthday when you sign up for DeliGrams.
Moe’s Southwest Grill – Free burrito on your birthday for Moe’s Rockin’ Rewards members
Noodles & Company – Get a free dish on your special day if you join the E-Club.
Red Robin – Become a member of Red Robin Royalty to get a free burger on your birthday.
Ruby Tuesday – Free burger or garden bar entree on your birthday when you join the So Connected Club
Shula’s – If you join Team Shula, you’ll score a free entree on your birthday with the purchase of another entree.
Souper Salad – Join the Souper Salad eClub and get a coupon for a free buffet on your birthday.
Spaghetti Warehouse – Score a free meal on your birthday when you become a member at Spaghetti Warehouse.
Steak ’n Shake – When you become a member of the Steak ‘n Shake eClub, you’ll get a coupon for a free birthday meal.
Sticky Fingers – If you join the StickEClub, you’ll be treated to free ribs on your special day.
Texas de Brazil – When you join Texas de Brazil’s eclub, you’ll be treated to a free dinner on your birthday.
Dessert and Treats Freebies & Deals
A&W – When you sign up for the A&W Mug Club, you get a free root beer float on your birthday. Applebee’s – Receive a free birthday dessert coupon when you join the Applebee’s email club.
Arby’s – Sign up for the Arby’s email club and get a coupon for a free 12-ounce shake on your birthday.
Auntie Anne’s – When you join My Pretzel Perks, a coupon for a free Signature or Classic pretzel on your birthday is automatically loaded into your account. To redeem, open the coupon in the Rewards section of your My Pretzel Perks app and show it to a crew member.
Baskin Robbins – As a member of the Birthday Club, you’ll get a free ice cream and discount on a birthday cake on your birthday.
Beau Jo’s – Enjoy a free birthday bundt when you purchase a meal for $7.99 or more.
Beef ‘O’ Brady’s – When you sign up for the rewards program, you’ll receive a free dessert on your birthday with the purchase of any entree.
Ben & Jerry’s – Sign up for the Chunk Spelunker email list to receive a coupon for a free ice cream on your birthday.
Bertucci’s – Free dessert on your birthday when you join Dough Nation! Plus a gift on your half-birthday
Biggby Coffee – Every year, you’ll get a free drink on your birthday if you join Biggby Coffee E-wards.
BJ’s Restaurant & Brewhouse – Join the BJ’s email list for a free birthday pizookie coupon.
Bonefish Grill – Join the Bonefish Grill Insider list to get a free dessert on your birthday!
Boston Market – Join the Boston Market V.I.P. club and get a coupon for a free Boston Market dessert on your birthday.
Bruster’s – As a member of Bruster’s Sweet Rewards, you’ll get a buy one, get one free treat on your birthday.
Buffalo Wild Wings – Receive a free dessert coupon if you join Buffalo Circle.
Cafe Express – When you sign up for the Cafe Express e-Club, you’ll be rewarded with a special treat on your birthday.
Caribou Coffee – Enjoy a free drink on your birthday with photo ID.
Carrows Restaurants – Get a free dessert on your birthday when you become a member of Carrows e-Club.
Carvel – When you join Fudgie Fanatics, you’ll get a free treat on your birthday.
Cinema De Lux – Sign up for a Starpass Membership, and you’ll receive a free regular popcorn on your birthday.
Coco’s Bakery Restaurants – Enjoy a free slice of pie.
Cold Stone Creamery – When you become a member of My Cold Stone Club, you’ll receive a buy one, get one Creation for your birthday.
Dairy Queen – Receive two-for-one Blizzards on your birthday if you sign up for the DQ Blizzard Fan Club.
Del Taco – Enjoy a free shake on your birthday when you join the Del Taco Raving Fan eClub.
Dunkin’ Donuts – You can get a free drink coupon for your birthday when you sign up for the Dunkin’ Donuts email list.
Flat Top Grill – As a member of the Flat Top Grill E-Club, you’ll receive a free treat on your birthday.
Friendly’s – Join the BFF Club and get a free Happy Ending Sundae on your birthday.
Glory Days Grill – If you sign up for the MVP Club, you’ll score a free treat on your birthday.
Great American Cookies – When you sign up for the Great American Cookies CookiE-mail list, you’ll get a coupon for a free slice of Cookie Cake when you purchase a beverage on your birthday.
Huddle House – Enjoy a free dessert on your birthday.
Jack in the Box – You can get a free dessert during your birthday week with a valid ID.
Jamba Juice – Enjoy a free birthday smoothie or juice when you show your ID.
Krispy Kreme – Become a member of Friends of Krispy Kreme E-Club to get a free doughnut on your birthday. This Offer varies by location.
La Madeleine – Join the e-Club to get a free pastry on your birthday.
McCormick & Schmick’s – You can get a free dessert on your birthday.
MaggieMoo’s – Receive a birthday surprise when you become a member of Slab Happy.
Marble Slab Creamery – Enjoy a free ice cream on your birthday when you become a member of Slab Happy.
Marie Callender’s – As a member of Marie Callender’s eClub, you’ll receive a free slice of pie and $5 off your check on your birthday.
Ninety Nine Restaurant – To get a free dessert on your birthday, sign up for Ninety Nine Restaurant eClub.
Olga’s Kitchen – As a member of Olga’s Rewards, you’ll receive a free dessert anytime during the month of your birthday.
pinkberry – You’ll receive a free yoghurt on your birthday when you join PinkCard Loyalty.
Papa Murphy’s – Sign up for the Email Club to get free cookie dough on your special day.
Quiznos – When you sign up for the QClub Email, you’ll score a free cookie on your birthday.
Ram Restaurant & Brewery – As a member of the MVP club, you’ll get a free Mile High Mud Pie on your birthday.
Rita’s Italian Ice – When you join the Birthday Club, you’ll get a birthday treat.
Ruby Tuesday – Enjoy a free treat on your birthday when you join the Ruby Tuesday So Connected Club.
Shari’s – Free slice of pie on your birthday when you join Shari’s Cafe Club
Smashburger – When you join the Smash Club, you’ll receive a free shake on your birthday.
Smokey Bones – When you sign up for the Bones Club Loyalty email list, you receive a free dessert on your birthday.
Smoothie King – You’ll be treated to a buy one, get one free smoothie on your birthday as a member of the Smoothie King mailing list.
Sonic – When you create a My Sonic account, you earn a free treat on your birthday.
Sprinkles Cupcakes – If you join Sprinkles Perks, you’ll be treated to a free cupcake on your birthday.
Starbucks – Enjoy a free birthday drink as a Starbucks Rewards member.
Taco Bueno – When you sign up for the Buenoheads Email Club, you’ll get free cheesecake chimichangas on your birthday.
TCBY Become a member of the TCBY eClub and receive a free small yogurt coupon to redeem on your birthday.
Ted’s Montana Grill – To get a free dessert on your birthday, sign up for the Ted’s Mavericks Email Club.
T.G.I. Friday’s – Join the Give Me More Stripes Rewards Program for a free dessert on your birthday.
Tropical Smoothie Cafe – You’ll be treated to a free smoothie on your birthday when you join Tropical Email Club.
Wingstop – Sign up for The Club to get a birthday gift on your special day.
Yogurtland- As a member of Yogurtland Real Rewards, you get a free three-ounce treat on your birthday.
Kids Only Freebies & Deals
Benihana – When you join Kabuki Kids, your child will receive a free souvenir mug on his or her birthday.
Bob Evans – Join the Birthday Club for a free kids meal on your child’s birthday with purchase of adult entree.
Bonanza Steakhouse – When you sign up for the EClub, you’ll get a free kids buffet on your child’s birthday with the purchase of an adult meal.
Bubba Gump Shrimp Co. – Your child will receive a free kids birthday meal if you sign up for the email club.
California Pizza Kitchen – If you join the CPKids Birthday Club, your child will receive a free CPKids meal during their birthday month. This Offer is valid for youngsters ages 12 and under.
Captain D’s – Join the Captain D’s Kid’s Birthday Club and receive a free kids meal and special message from Captain D’s on your child’s birthday.
Chili’s – Enjoy a free dessert on your birthday when you join My Chili’s Rewards.
Chuck E Cheese – Sign up for Chuck E Cheese’s email club for free tokens on your kid’s birthday.
Zaxby’s – Receive a free Kidz Meal on your child’s birthday when you sign up for the Zaxby’s Kidz Club.
If you have any question or ideas comment down below.
This is all I have for now. I will thing of some other stuff later and edit the post as it comes.
In the first section, I try to convince you why you should be doing these things, if you're already convinced, go straight to the workflows...
I'm lazy. I don't like to spend too much time doing repetitive manual things. What I do like is saving money.
If you're like me, what you want is to automate the process of saving money on small purchases and spend as little time as possible on finding deals for the slightly bigger but regular ones.
Time and money are both fungible. What that means is that if you use time for one task, you have that much less time for some other task. Eg. If you spend time watching Netflix, you have that much less time to go running or any other activity. The same is with money. So if you spend $100 on something normally but it could be $90, leaving you with $10 free for anything else, with no extra effort, you should totally do it, right? Right? Great!
I've used coupons and apps like Ibotta but I had to go out of my way to incorporate those in my normal routine. The apps listed in this post have given me best results with minimal effort.
My thought process in compiling this is to achieve these goals:
- Leave no money on the table
- Do not put in more effort than what you normally would
- Get real money and not locked in discounts / gift card that most people won't regularly use (eg. airline miles, store credit etc.)
The only real time spent would be in registering for the app. In a lot of cases, the initial referral bonus itself is worth spending the little time registering on an app. The rest is savings on autopilot. :)
So here are my workflows for common purchases:
Freebird - Link your Uber account and card that you use on Uber to the app. You get 250 points ($0.50) per cab ride. In addition to this, some local restaurants might also offer cashback to cover the part of the expense of your cab ride to the restaurant. Referral Link
Use referral code: xf853. Use promo code GO2TEN (use this after referral) to get an additional $10 cashback on your first 2 rides. | Non-ref
Book the cab via Freebird instead of Uber. That's all! No other steps needed.
You can deposit money to your bank account from the app.
- Raise - If you shop regularly at Walmart or Target, pay using a gift card. You can get up to 2% discount on gift cards on Raise. Referral bonus of $5 on your first gift card purchase. Referral Link | Non-ref
- Ebates (aka Rakuten Rewards) - Register on Ebates and add the Ebates extension to your browser. This is a one-time action. Every time you visit a website (like Raise) on which Ebates has an offer, you will see a notification to activate cashback (1% on Raise). Simply click on it and you're good to go. Referral bonus of $10 on your first purchase via Ebates. Referral Link | Non-ref
Once you have everything set up, the workflow would be:
- Go to Raise.com
- Click on the Ebates "activate cashback" notification
- Buy a gift card
- Shop as you normally would
- Redeem the gift card while checking out
The first 3 steps can be completed in less than a minute. If you have cashback on your credit card, you could save upto 7% in total with little extra effort.
To find the best cashback deals on on Amazon / ebay or other ecommerce sites, you can check cashbackmonitor.com before shopping. I've found ebates to have consistently good rates and an easy cash out process though.
- Raise - direct discount on gift cards and bank deposit / PayPal
- Ebates - sends you a check every 3 months worth your cashback earnings (minimum of $5)
Pei - Link your card which you use for paying at restaurants and let it accumulate cashback. Pei has thousands of merchant partners that offer a variety of cashback amounts on purchases. Eg. CVS and Starbucks have 1%, Dominos 1.5%. If there's a national chain of restaurants, it's probably on Pei.
Referral bonus of $15 for linking your card and making your first purchase at a partner merchant. Referral Link
Use code: p7u67n | Non-ref
There are other apps like Dosh and Drop which are similar but I've found Pei to have the largest collection of merchants, the most generous offers and the easiest to cash out.
Just link your card and eat out as you normally would. Pei will add points to your account based on your spending.
You can cash out to PayPal or Bitcoin (Minimum $15)
Acorns - Link your card to Acorns. It will track your spending, round off every purchase to the nearest $ amount and invest that change in a portfolio of equity or bonds. Install the "Found Money" extension (similar to Ebates) to get the cash back invested to your Acorns account Referral bonus of $5 when you sign up and make an initial deposit of $5. Referral Link
IMPORTANT: Acorns is a PAID service and costs $1 per month till your portfolio value reaches $5000. Then it's 0.25% / month. It is FREE for a student. So register with your university email ID to incur no fees!
WiseBanyan is another free alternative that invests automatically on your behalf in a portfolio. However, I haven't tried it so I can't speak about it much.
If you're buying from a "Found Money" partner, simply click on it in the extension and shop normally. You'll see the cashback in your account.
You can deposit all the money from Acorns to your bank account at any time.
Yes. You're leaving money on the table if you're seeing an ad online but not getting paid for it.
Brave - Download the browser and opt-in to ads in the "Brave Rewards" section. There are a lot of reasons to switch to Brave, such as inbuilt ad-blocker, no autoplay and option to block trackers. Moreover it's built on top of Chromium (Chrome's open source project), so you can simply import all your history, bookmarks etc. from Chrome with one click. Almost all of Chrome's extensions also seem to be working in Brave.
For the payments part, you get paid in Basic Action Token (BAT) - 0.05 BAT per ad and you can get a maximum of 5 ads / hour. Currently 1 BAT is ~$0.34. The Brave team also regularly offers grants and bonus BAT every month. So keep an eye out for those!
You need to activate ads by going to the 'Rewards Settings' in the browser to be able to see ads. Referral Link
Nothing. Just browse the internet as you normally would
Cashing out is a little tricky here. You can either spend BAT by giving tips to content creators online or register as a content creator (a Twitter account or Youtube channel should suffice) and tip yourself. You can cash out to fiat currency (like $) every month.
Install these apps:
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